Every car on the VietAuto lot can be financed. We work with several lenders rather than one, so an application goes to whichever of them is likely to offer you the best terms, and you see the options side by side before you commit to anything.
How it works. Open any car and use the payment calculator to set a down payment, a term and an APR you are comfortable with. The figure it shows is an estimate, not an offer — it uses the numbers you set, not your credit file. When you are ready, "Apply for financing" sends those figures to us along with your contact details, income and a rough idea of your credit. A finance specialist calls you back within one business day with real lender options.
What we do not do on this page. There is no credit check at this step — it is a soft enquiry, and it does not affect your score. We never ask for bank account or card details on the website. Anyone who does, claiming to be us, is not us.
What you will need later. A valid driver's licence, proof of income (recent payslips or two years of returns if you are self-employed), proof of residence, and proof of insurance before you drive away.
Trade-ins. If you have a car to trade, tell us in the application. We value it against current market data and apply it to the down payment, which usually improves the terms you are offered.
Questions about a specific car or an unusual situation are better handled on the phone than in a form — call the sales desk and ask.